Social Security Strategy Optimizer

Your Information

Primary Earner DOB: Primary Earner FRA Benefit (Monthly): Primary Earner Expected Longevity:

Spouse DOB: Spouse FRA Benefit (Monthly): Spouse Expected Longevity:

Assumptions

Inflation Rate (%):

Include Survivor Benefit in Analysis?

Custom Claiming Ages

Primary Earner Claiming Age:

Spouse Claiming Age:

Results & Analysis

Optimal Strategy

Spouse Longevity Break-Even Analysis

Accumulated Lifetime Income for Each Strategy

Strategy	Primary Monthly Benefit	Spouse Own Monthly Benefit (FRA)	Spouse Own Monthly Benefit	Spousal Benefit (FRA)	Spouse Adjusted Monthly Benefit	Primary Lifetime Income	Spouse Lifetime Income	Total Household Lifetime Income

* An asterisk indicates that a penalty applies. The Social Security Administration applies a permanent penalty of approximately 30% for spousal benefits if you claim before your full retirement age (FRA).